Finance

Respond to the following in a minimum of 275 words:  There are many potential goals of a corporation, such as: minimize costs, maximize sales, maximize employment, maximize earnings, maximize shareholder wealth, maximize dividend payments, etc. Which one is the best for the long-term health of the company and society?

Role playing: student will play as workers/managers in one type of financial institution of professor’s choice (please refer to the textbook Chapters 11 to 18). During the COVID-19 pandemic time period, the presentation is replaced by the video of your webnar. And present to your classmates about a.    What kinds of financial instruments/services are sold here? b.    How to market your products/services to customers? c.     The regulations of the financial institutions. d.    How your institution manages the risk

The scenario is designed to help you determine and evaluate the payment amount of a car loan and a mortgage, based on the assumption that your household income is $36,000 per year or $3,000 per month. Based on your income, you may spend 28% of your monthly income on housing, and 10% on a car loan. You are to put a 3% down payment on the house and a 10% down payment on the car. Tasks: What is the maximum car payment and mortgage payment you can afford with the following conditions: your monthly household income, 10% for the car payment over 4 years, and 28% for the 15 year mortgage payments? Create a complete amortization schedule for the car, using the information above. Analyze the distributions of principal, interest and the balance over the life of the loan.

Discuss financing options for your business.  Which do you think is a good fit for your business and why? (minimum 300 words) My business idea is to start a technology business that will offer cybersecurity tools and solutions to small and medium-sized enterprises, SMEs. This firm will provide much-needed services in the contemporary business environment.

Describe how you have personally used financial and real assets. what areas of investment planning appear to be most significcant to you personally and professionally? Explain why ? Also, access a financial planning app or website such as Mint ( https://www.mint.com) and investing app or website such as Robinhood ( . Then, discuss how you can implement these tools into your inbestment planning. Also, dicsuss how technology has helped you better manage your financial and real assets.

Discuss financing options for your business.  Which do you think is a good fit for your business and why? (minimum 300 words) My business:  I want to venture in personal training business services due to the high market gap created in the lifestyle industry where most individuals have succumbed to the typical poor lifestyle adopted by ones surrounding community. Personal trainers in most cases help individuals achieve fitness and diet goals where demand in the industry is quite high due to the high number of people requiring the services whether as a result of personal choice of wellness or perhaps because of health reasons. The industry is a budding industry with an average of above twenty per cent in every decade, especially in first world countries. Due to the fact it is not a high capital intensive industry yet with a decent business return once one has acquired the personal certification this structure ensures that business structure can be reviewed in future depending on the growth curve of the customer base.

Conducting a Market-Demand Analysis: A Case Study of Major League Soccer Expansion Due Monday, August 3 by 9:00 am Learning Objectives ·      After completing this case study, students will be able to: ·      Develop critical aspects of a market-demand analysis for a sport organization ·      Apply key financial functions such as comparables analysis, ticket-demand analysis, corporate depth analysis, and optimal facility-size projection using a given data set ·      Critically evaluate key pieces of financial information, draw conclusions, and make recommendations based on that information. Your task Select one of the proposed cities to host a new MLS franchise and prepare a written bid proposal for your selected city.  Your proposal should make a compelling case for why your city should be awarded an MLS franchise.  The questions/tasks at the end of the case provide guidance as to what kinds of financial analysis will help you build a strong case for your city.  You do not need to answer each question, per se, but you should include all relevant analysis in your report.  Note: Charlotte, St. Louis, and Sacramento have been awarded an MLS franchise since this case was written and may not be used. The case study provides several key points of data for you to consider, but you may need to do additional research.  The content from Chapter 11 should be used as a guide.  At a minimum, your proposal should include: ·      Comparables analysis ·      Individual ticket demand ·      Corporate demand ·      Event activity ·      Facility specifications and operating estimates You do not need to include the financing mechanisms for a new stadium (if needed), but should indicate whether a new facility is required and estimate the cost of the new or renovated stadium.  You should also provide a narrative that strongly makes the case for your city as the home of the newest MLS franchise.  Since we are in a finance class, the case should be supported by financial realities. You do not need to develop team name, colors, etc., although you are welcome to do so.  You should pay attention to the appearance of your proposal.  Since this is a marketing piece, as well as a strategic and financial piece, the sizzle is important (not just the steak). You may work with one other student if you so choose.  Or, you can work on your own.  If you are working with a partner, let me know asap. file:///Users/apple/Downloads/MLS%20Market%20Demand%20Analysis.pdf Team City MSA pop Number of Major League Franchises^ Population Per Franchise Median Household Income Median Property Value Chicago Fire Bridgeview, IL 9,512,999 6    $                                                    50,615  $                                       162,800 Colorado Rapids Commerce City, CO 2,814,330 4    $                                                    66,053  $                                       201,000 Columbus Crew SC Columbus, OH 2,021,632 2    $                                                    45,659  $                                       129,100 DC United Washington D.C. 6,097,687 5    $                                                    70,848  $                                       475,800 FC Dallas Frisco, TX 7,246,231 5    $                                                 114,098  $                                       277,600 Houston Dynamo Houston, TX 6,313,158 4    $                                                    32,698  $                                          76,500 Los Angeles Galaxy Carson, CA 13,131,431 7    $                                                    72,421  $                                       351,000 Montreal Impact Montreal, QC 4,098,927 2    $                                                    75,010  $                                       299,900 New England Revolution Foxboro, MA 4,628,910 4    $                                                    64,290  $                                       334,700 New York City FC New York, NY 20,153,634 9    $                                                    53,373  $                                       494,800 New York Red Bulls Harrison, NJ 20,153,634 9    $                                                    56,713  $                                       306,900 Orlando City SC Orlando, FL 2,387,138 2    $                                                    42,318  $                                       160,500 Philadelphia Union Chester, PA 6,069,875 5    $                                                    85,976  $                                       325,800 Portland Timbers Portland, OR 2,389,228 2    $                                                    55,003  $                                       295,100 Real Salt Lake Sandy, UT 1,153,430 2    $                                                    79,491  $                                       277,600 San Jose Earthquakes San Jose, CA 1,976,836 2    $                                                    84,647  $                                       609,500 Seattle Sounders FC Seattle, WA 3,733,580 3    $                                                    70,594  $                                       452,800 Sporting Kansas City Kansas City, MO 2,159,159 3    $                                                    45,821  $                                       133,400 Toronto FC Toronto, ON 5,928,040 4    $                                                    75,270  $                                       699,000 Vancouver Whitecaps FC Vancouver, BC 2,463,431 2    $                                                    76,040  $                                       756,200

Obtain a great basic explanation of a credit score and a credit report at: Your Credit Score and Credit Report Explained: Obtain a free credit score from: https://www.freecreditscore.com/ Obtain a free credit report from:www.annualcreditreport.com Obtain a quick How to introduction for managing your credit from: Managing Credit Find out the basics of borrowing money at Borrowing Basics available through the Resources section Develop an overview of how to successfully manage your credit and obtain a loan. Write a six- to ten-page paper (including the cover page and a references page) to explain your credit management process and what the banker will consider. You will need to get your free Experian Credit Report and your free Experian Credit Score to complete this paper. You must include sections for the following topics: An overview of the credit management process What does your Experian credit report comprise? What are the strong points of your credit report? What are the weak points of your credit report? What must you do to improve your credit report? What is your Experian credit score (number value)? What is your Experian credit score rating (e.g., poor, good, or excellent)? What items will a banker consider if/when you request a loan for a house? Describe each of the four Cs a banker will consider in the loan decision making process. As you discuss the four Cs, identify the source of the information for each C.

60 pages(only body) with 1,5 line spacing Times new roman deadline: 10 days Topic: The Impact of Shadow Banking on Traditional Banking: The Research on Berlin Commercial Banks

10-K Ford Motor Company Review Ford Motor Company’s Form 10-K (http://www.sec.gov/Archives/edgar/data/37996/000003799613000014/f12312012-10k.htm) for 2012. Explain the purpose of a company’s 10-K and how it interprets the firm’s financial strength. Write a description of three important items, including their significance to stakeholders, that you learned from reading Ford Motors Company’s 10-K for 2012. Your paper must be two to three pages in length (not including the title and reference pages) and formatted according to APA style