INSURANCE STOCK PAPER

INSURANCE STOCK PAPER I will judge your performance solely on how the quality of the information you provide.  DO NOT SIMPLY COPY MATERIAL FROM THE INTERNET WITHOUT PROPER CITATION OR YOU WILL FAIL THE COURSE.   Your paper should be submitted for review at turnitin.com You will need to create an account there and then submit an electronic copy before the deadline. INSURANCE STOCK PAPER Pick a US-based, publicly-traded insurance company.

You are to produce a report about the company you chose that includes the following: Company News A Chart of the Company’s Stock Performance Accounting Ratio Analysis (see other documents) A Description of the Company What YOU Find Interesting About the Company The Company’s Competitors The Future Outlook for This Company Anything Else You Find Relevant ALL FINANCIALS MUST BE FROM September 30, 2020, and after so the numbers are current.

Accounting Ratios Here are the Four Accounting Ratios You Need in Your Paper: Loss Ratio = (Losses + Loss Adjustment Expenses)/Net Premiums Earned Expense Ratio = Underwriting Expenses/Net Premiums Written Return on Equity = Net Income/Owners Equity Loss Reserves-to-Surplus Ratio = ALL Loss Reserves/Surplus (Surplus is also known as owners’ equity or net worth) (Reserves are the sum of claims reserves, case reserves, unpaid losses, UPR) Please think about the importance of each. you do the best you can and explain what you did.