[SOLVED] BANK MANAGEMENT Class. Pick 2 Banks that you would like to know more about and calculate the key ratios for year-end 2018, define and discuss the importance of each ratio, and discuss the trend of each ratio.
Need help with my Management question – Im studying for my class.
Pick 2 Banks that you would like to know more about and calculate the key ratios for year-end 2018, define and discuss the importance of each ratio, and discuss the trend of each ratio. You can cut and past the trend graph into your report. Compare the two banks and discuss why they have different ratios or why they have similar ratio results.
Key Ratios
ROE (ROAE) (SNL Highlights Folder)
ROA (ROAA) (SNL Highlights Folder)
Net Interest Margin (SNL Highlights Folder)
Net Non-Interest Margin (This Variable Has Been Removed, you can skip this variable)
Noninterest Income/Average Assets (SNL Bank Operating Performance Rpt)
Noninterest Expense/ Average Assets (SNL Bank Operating Performance Rpt)
Net Operating Margin (This Variable Has Been Removed, you can skip this variable)
Credit Risk Ratios
Non-Performing assets/ Total Loans and Leases (Adjusted NPA/Total Assets) (SNL Highlights Folder)
Net Charge Offs Loans/ Total Loans and Leases (Net Chargeoffs/Avg Loans) (SNL Highlights Folder)
Total Loans/ Total Deposits (Loans/Deposits) (SNL Highlights Folder)
Efficiency Ratios
Operating efficiency ratio (Efficiency Ratio) (SNL Highlights Folder)
